Credit Grade Calculator

Please enter the information as best you can to find out your credit grade.

Section A: Mortgage Lates

Within the last 24 months have you had any late payments on your mortgage?

If yes, continue, otherwise skip to section B.

Number of Mortgage Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your mortgages?

Section B: Consumer Loan Lates

Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

If yes continue, otherwise skip to section C.

Number of Consumer Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your consumer loan payments?

Section C: Collections, Charge offs, Judgements, Tax Lien

Do you have any collections, charge offs, judgements or tax liens?

Section D: Bankruptcies

Have you been bankrupt during the last 7 years?

Section E: Foreclosures

Have you had any foreclosures during the last 7 years?

Section F: Payment load

Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?

Section G: Equity in your property

The value of my house is $
The total amount of loans on my house are $

Bay Coast Lending, Inc. - 21855 S. Avalon Blvd., Suite 1 - Carson, CA 90745
Office Phone: 310-952-0542 Fax: 310-952-0500

We lend primarily in the following State: California

All information is deemed reliable but not guaranteed

NOTICE TO CONSUMER:

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency

We may disclose nonpublice personal information about you to the following types of third party vendors:

Financial service providers, such as mortgage bankers, securities broker-dealers, and the like
Non-financial companies, such as loan processors, escrow and title companies

We do not disclose any nonpublic information about our customers or former customers to anyone not permitted by law.

We may disclose the following information to companies that perform marketing services on our financial institutions with whom we have joint marketing ageements:

Information we receive from you on applications or other forms, such as your name, social secruity number, assets and income; Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions and credit card usage; and
Information we receive from a consumer reporting agency, such as your creditworithiness and credit history.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information